Dr. George A. Hoop understands that many patients are concerned about the cost of dental care. That is why our practice is happy to work with a broad range of dental insurance policies. We are even in-network with Cigna PPO. Your plan has a strong focus on preventive care, which can be a precious asset as you work to protect your smile’s health. It also serves as a financial backup for those times when your teeth need a little restorative treatment. But how can you get the most out of your Cigna dental insurance in North Naples? Our team is ready to help you navigate and maximize your benefits.
Cigna’s menu of PPO insurance plans has a few different options. Whether you purchased your policy on your own or you have dental benefits through your employer, your coverage might work something like this:
Keep in mind as well that if you opted for the Cigna Preventive Plan, no restorative services are covered. For the more inclusive policies, you can expect to pay a small deductible before your insurance kicks in. You must also remember that you have an annual maximum, which is the greatest dollar amount that Cigna will pay out for services within a calendar year. For the Cigna Dental 1500 plan, the maximum is $1,500. For the Cigna Dental 1000 plan, the maximum is $1,000.
You can enjoy the greatest value from your plan if you choose an in-network Cigna dentist in North Naples, such as Dr. Hoop. Being in-network means that our practice has pre-negotiated the fees for certain services with Cigna. This contracted arrangement helps to keep out of pocket costs as low as possible for Cigna and, more importantly, for our patients.
Also, since we are used to dealing with Cigna, we can recommend strategies to help you get the most out of your benefits. For example, if you require a major restorative treatment that will take place across multiple appointments, we might be able to schedule it across calendar years so you can take advantage of two annual maximums rather than just one.
Lindsay is both an expanded functions dental assistant and our practice’s patient coordinator. While every member of our team is eager to help you use your dental policy to the full, Lindsay takes point in making sure that our patients get the most out of their coverage. She will answer your questions, verify your benefits, and file claims on your behalf — and she’ll do it all with respect, courtesy, and friendliness.